Need an appraisal in Worth or Cook County?

Here are the top 7 reasons why IL homeowners order from E & B Certified Appraisals:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. To challenge a IL property tax assessment
  3. Remove PMI to lower a monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a IL divorce, when real estate property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in Cook county or IL

Do you own a house in or near Worth? Do you need help determining the value of your real estate?
Contact E & B Certified Appraisals.

We at E & B Certified Appraisals understand the particular needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at E & B Certified Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping customers just like you dismiss unneeded PMI insurance.

Challenging Cook county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that's going down or is not appreciating as much as other houses close to yours. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. An expert appraisal from E & B Certified Appraisals is your number one weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow viewpoint. An efficient appraisal from E & B Certified Appraisals can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would prefer to have an expert double-check it for efficiency or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? E & B Certified Appraisals offers field reviews where we'll go out and check the subject and comps in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? E & B Certified Appraisals can help you with that. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.